Surviving Layoffs: Union Plus Helpline

The Union Plus benefit programs offer built-in protection for workers who are laid off:

• Layoff Helpline
• Union Plus Mortgage and Real Estate
• Union Plus Health Savings
• Union Plus Legal Service
• Additional Member Resources

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Layoff Helpline -- The Union Plus Credit Card and loan programs have established a layoff helpline to assist union members who may experience difficulties making payments on their Union Plus accounts due to a temporary or permanent layoff. This new benefit is available to credit card and loan program participants only.

Members who call the layoff helpline will speak with a specialist who will evaluate their situation and determine the best short or long-term solution to help them during this difficult time. The phone numbers for program participants are:

• Union Plus Credit Card Layoff Helpline: 1-800-551-2873
• Union Plus Loan Program Layoff Helpline: 1-800-365-1328

The bank specialist will determine what assistance the member qualifies for on a case-by-case basis based upon the member’s account history, payment history and credit record. The following help is available:

• Skip payment options
• Interest rate reductions
• Short-term hardship programs
• Long-term hardship programs
• Account settlements
• Credit counseling

Union Plus Mortgage and Real Estate - For mortgage holders, the Union Plus Mortgage program will:

• Exercise flexibility with regard to late fees and other matters related to loan payments.
• Offer interest-free loans to help members make their mortgage payments through the Union Plus Mortgage Assistance Program.
• Address additional considerations on a case-by-case basis. Mortgage holders can call 1-800-848-6466.

Union Plus Health Savings - Members without health insurance coverage can save an average of 18% off the usual and customary physician charges. Discounts on retail and mail-order prescription drugs, vision care, foot & ankle care services and hearing care are also available. A small annual fee of $14.95 covers the entire family. Learn more here or call 1-877-570-4845.

Union Plus Legal Service - The Union Plus Legal Service provides supplemental benefits to members of participating unions. Receive free and discounted legal service -- with no annual fee or enrollment cost. Click here to find out more.

Additional Member Resources

• The AFL-CIO provides information about how unions are assisting workers.
• To help meet the needs of laid-off workers, the AFL-CIO
  launched www.laidoffworkers.org -- a website that provides
  resources for surviving unemployment, meeting working family challenges, learning what went wrong and protecting retirement security.
• The AFL-CIO Working for America Institute provides information and assistance on dealing with layoffs. Visit their site here or call 1-800-842-4734.
• Labor's charity, Union Community Fund, is helping to meet human service needs.